Board Elections


Jane Kulbida, AMP

Jane Kulbida is Associate Vice President, Residential and Retail Credit Risk at Concentra. Concentra is a wholesale bank and trust company. As Concentra purchases most of its mortgage assets, the health of the mortgage broker industry is key to the company's success.

Jane began her career in the industry with CMHC, and when CMHC automated mortgage loan insurance applications, moved to Co-operative Trust (which became Concentra in 2005), a very progressive company in this industry and the recipient of the CAAMP Partners in Excellence Award.

Jane has a Business Administration Certificate from the University of Saskatchewan and holds the AMP designation through Mortgage Professionals Canada.

Jane is Past President of Saskatoon Mortgage Loans Association and is involved with HOPS (Homeownership Providers of Saskatchewan). She is also a past member and Chair of the Board of Leadership Saskatoon, and currently sits on two Leadership Saskatoon committees.

Jane has also been involved with her community association and Parent Teacher Association and has volunteered with Habitat for Humanity, the Brier, Canadian Figure Skating Championships and the World Junior Hockey Championships, United Way and C95 Radio Marathon for Breast Cancer.

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